What do I need to have a good credit score?

What do most people with good credit have on their credit report?

1. 3-6 open revolving (credit card) accounts with balances less than 30% of the credit limit
2. 1 or more installment loans (mortgage, auto, personal loans)
3. Several accounts with 20+ years of history
4. No late payments for the previous 7 years
5. Credit inquiries - very few
6. No negative accounts

I promise no one can afford to have bad credit. If you have some things that you want to clear up, contact me for a free consultation today! Click on signup now to get started.